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Easy-access savings: allows withdrawals. Charter Savings Bank – 5.13%. Notice savings: give notice to withdraw. FirstSave – 5.4% for 90 days. West Brom BS – 5.25% for 60 days. Fixed-term accounts: must lock cash away. Hampshire Trust Bank – 5.13% for six months. Atom Bank – 5.1% for nine months. SmartSave – 5.16% for one year.
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